Health Insurance
Easily control your business’ healthcare expenses while providing more personalized coverage options to your employees.
Workers Comp
Our Comp Dividend program is an incredible opportunity for FRF members to experience guaranteed cost savings.
A solution for member companies' retirement plan needs that is affordable to every size business.

I"I can confidently say this was the most positive move (join FRF 401(k)) we could have made to ensure our employed participants received the most value for their investments."

Karen Hayes, CFO, Access Healthcare Physicians LLC


The Florida Retail Federation is the statewide trade association representing retailers -- the businesses that sell directly to consumers. Florida retailers provide 3/4 of the jobs in the state, pay more than $49 billion in wages annually, and collect and remit more than $20 billion in sales taxes for Florida’s government each year. More than 3/4 of Florida’s budget dollars come from retail-related activity.



With more than 10,000 convenience stores in the Sunshine State and hundreds of petroleum-related businesses, the mission of the Florida Petroleum Marketers and Convenience Store Association is to protect the industry and advocate on its behalf. FPMA promotes a growth-oriented business community, ensuring members reap the benefits of a business friendly environment.



The Florida Grocers Association is the leading advocate at the Florida Capitol and works to enhance Florida’s dynamic retail industry. FGA represents thousands of food and grocery retailers statewide and works for its members year round to reduce taxes, fight overregulation, and is a leader in the development of public policy and regulatory measures that could impact Florida’s retailers.



FRF Benefits helps your business cut costs and remain competitive by offering high quality, money saving health and retirement options for your staff, making them more loyal and ensuring your business attracts and retains the best employees.

Learn more about the numerous ways FRF membership can help YOU!